body repair process. If you’ve sustained injuries as a result of a car accident that was the fault of another driver, you might be entitled to PIP by the other driver’s insurance company. A personal injury lawyer who can represent your case in the event of injury in an accident is helpful.
Personal injury protection is a coverage which your car insurance provides. It will cover you for a large amount when you are involved in an accident. In certain states, protection for personal injuries is mandatory. Personal insurance protection for injuries is an extra element of the standard insurance policies and should not be utilized in conjunction with any additional coverages, such as health insurance. Personal injury coverage protects the cost of medical expenses as well as other damages resulting of a vehicle accident.
8. Varying Types of Auto Insurance
One insurance policy will provide different levels of coverage for your vehicle. The types of coverage are categorized as liability, comprehensive, and collision. Liability insurance covers you in the event of an accident if you’re found to be at fault. The negligence of a driver can result in property damage and injuries in addition to medical costs. Liability insurance protects your for any injuries or fatalities that result from the negligence of other drivers.
Insurance coverage that is comprehensive covers injuries to your car or the negligence that led to the crash.
Collision coverage protects you from damage caused to your car by an accident. In order to be eligible for collision coverage, you must have liability insurance for the auto body repair process on your policy. Most states require collision and liability insurance. If you don’t have neither, you may be considered a breach of state law. Collision coverage can be provided through a separate policy or incorporate it into your auto insurance policy. You want to make sure that your car is adequately insured for accidents and injuries that arise from an accident
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